Terms and Conditions

General Terms and Conditions Financial Lease – 3-Party (version 2026/7)

1. Definitions

In the Agreement and in these General Terms and Conditions, the following terms have the meanings stated therein, unless expressly provided otherwise or unless the context indicates otherwise:

• General Terms and Conditions: these General Terms and Conditions financial lease – 3-party (version 2026/7)
• Statement of Acceptance: the document drawn up by the Lender whereby the Lessee confirms to the Lender that the Vehicle has been delivered complete and correctly, is ready for use and functions properly, and that the Lessee has determined that there are no defects or deficiencies therein.
• Lessee: the person or persons listed on the Agreement as Lessee and their legal successor(s).
• Supplier: the supplier who sells the Vehicle to the Lender as specified in the Agreement.
• Term: the term of the Agreement as specified therein.
• Lender: De Mobiliteit Financier B.V., registered with the Chamber of Commerce under number 85289337, established at Kanaalweg 9 in Asten (5721 MZ).
• Co-contractor: the person or persons listed on the Agreement as Co-contractor and their legal successor(s).
• Agreement: the financial lease agreement concluded between Lender, Supplier and Lessee, as evidenced by the Agreement and accompanying documents and to which these General Terms and Conditions apply.
• Vehicle: the vehicle (including keys, manuals, maintenance documents and other accessories) that is the subject of the Agreement.

2. Applicability

2.1 These General Terms and Conditions apply to all Agreements between
Lessee and Lender.
2.2 Additions to or deviations from the General Terms and Conditions are valid only
if these have been expressly agreed in writing.
2.3 The lender is, when making new offers or entering into new
Agreements are not bound by additions to or deviations from these General
Conditions previously agreed between the parties, subject to
contrary written agreement.
2.4 If any condition in these General Terms and Conditions and in the Agreement
if mutually contradictory, the Agreement prevails.
2.5 The applicability of the Lessee's general terms and conditions is expressly rejected by the Lender.
2.6 If one or more of the provisions in these General Terms and Conditions are invalid, in
in conflict with the law or unenforceable, this shall not affect the validity of the remainder
provisions without prejudice. The parties shall negotiate a new one in good faith.
provision replacing the invalid or unenforceable provision, which to such an extent
possibly follows the purport of the invalid or unenforceable provision.

3. Conclusion and Amendment of the Agreement
3.1 All offers made by the Lender, in whatever form, are without obligation, unless expressly stated otherwise.
3.2 Obvious typographical errors or mistakes in the Lender's offers
do not bind her and provide no grounds to claim performance and/or any compensation for damages.
3.3 An Agreement is only concluded by written confirmation of
Lender or by actual performance of the Agreement by Lender.
3.4 Any additional agreements or amendments made later shall only be binding if confirmed in writing by the Lender.
3.5 Our quotations, price estimates, and other offers are always subject to acceptance. Your and our obligations commence upon final acceptance by the lender.

4. Vehicle / delivery / rights and obligations
4.1 The Vehicle is intended to be used in the exercise of the business or
Lessee's appeal. Lessee selected and determined the Vehicle at the Supplier.
that it is fit for the Lessee's purposes. Subject to express written warranties from the Lender and without prejudice to any manufacturer's warranty, the Lender does not warrant the composition and characteristics of the Vehicle and
liability for defects and deficiencies in the Vehicle and its operation
is excluded thereof by the Lender. Lessee shall [claims] with regard to the
cannot assert against the Lender any rights against the Lender regarding the Vehicle or arising from its use, in respect of conformity, warranty claims, or otherwise relating to the Vehicle, in the broadest sense, and hereby waives such rights against the Lender. The Lessee shall exercise the relevant claims directly and in its own name against the Supplier.
4.2 A delivery date communicated to the Lessee is indicative and not a firm deadline and
The Lender is not liable for any delay or failure to deliver the Vehicle. The Vehicle will be made available by the Lender to the Lessee at the Supplier's address or another location in the Netherlands to be designated by the Lender.
4.3.1 Upon delivery of the Vehicle, the Lessee is obliged to handle the Vehicle with care
inspect for completeness, conformity, and any defects, and if the Vehicle is found to be satisfactory, the Lessee shall sign a Declaration of Acceptance. The Lessee shall hold the Vehicle for the Lender.
4.3.2 The spare key to the Vehicle shall be requested by the Lender from the Supplier and retained by the Lender until the Lessee has fulfilled all his obligations under the Agreement and legal ownership of the Vehicle passes to the Lessee in accordance with the terms of the Agreement or pursuant to further agreements between the Lender and the Lessee.
4.4 If no Statement of Acceptance has been signed by Lessee or otherwise not handed over to Lender, the circumstance that the Vehicle is put into use by Lessee and Lender does not receive a written notification from Lessee within a period of 5 working days after delivery stating that the Vehicle is incomplete and/or non-conforming or has defects, constitutes proof between Lender and Lessee that the Vehicle was accepted by Lessee upon delivery, meets the requirements of conformity, and satisfies the Lessee's requirements in all respects. In addition, Lender reserves the right to require a Statement of Acceptance signed by Lessee.
4.5 The Lessee is not authorized to use the Vehicle as long as the (legal) ownership thereof has not been
to sell, rent out, pledge, assign for administration or use, or otherwise encumber or transfer in whole or in part to third parties, as assigned to Lessee in accordance with the Agreement, except with the prior written consent of the Lender.
4.6 When third parties seize the Vehicle or make known their intention to do so
to make or wish to establish or assert rights thereon, the Lessee is obliged
to notify the Lender thereof immediately and the Agreement and the
to make known the Lender's right of ownership of the Vehicle directly to those third parties, including the bailiff.
4.7 In the event of a moratorium on payments, bankruptcy, suspension of payments,
in the event of liquidation, or death where Lessee is a natural person, Lessee is obliged
to notify the Lender thereof immediately and the Agreement and the
to immediately disclose the Lender's right of ownership to the trustee,
administrator or other party(ies) concerned.
4.8 Lessee shall grant Lender free access to his/her at all times
site(s) and/or building(s) for inspection of the Vehicle (internal and external)
and/or for the exercise of the rights of the Lender. To the extent necessary, the Lessee grants
hereby grant unconditional and irrevocable consent to Lender and by
to designate these third parties to enter all places where the Vehicle is located or may be located.

5. Use and condition of the Vehicle
5.1 The Lessee is the economic owner of the Vehicle. From the moment made available
It is stated of the Lessee that all risks and all possible costs for maintenance,
insurance, road tax, and damage for the account and risk of the Lessee.
5.2 Until Lessee has fulfilled all obligations under the Agreement and legal ownership of the Vehicle has passed to him, the Lessee shall have the following
obligations:

a. The Lessee shall keep the Vehicle in good condition and use it for its intended purpose.
intended. The Lessee shall hereby comply with the guidelines and regulations of the manufacturer of the
Vehicle and of Lender to be followed which are already in the possession of Lessee and
of which the Lessee is familiar with the content.

b. The Lessee shall properly maintain the Vehicle and carry out all necessary maintenance.
repairs, of whatever nature and for whatever cause become necessary, at own
initiative or upon summons of Lender immediately by a to be appointed by Lender
have an expert carry out the work.

c. The Lessee may not act with the Vehicle contrary to the interests of
Lender, such as but not exclusively acting whereby the value of the
Vehicle slows down.

d. The Lessee may not make any changes to the Vehicle without the Lender having received prior written permission for this from the Lender.

e. The Vehicle may only be driven by Lessee, persons employed by Lessee
are employed and family members thereof, provided they are in possession of a in the Netherlands
valid driving licence. The Lender has the right to use the Vehicle by certain
to prohibit persons and Lessee is obliged to ensure compliance therewith Lessee
guarantees and warrants to the Lender that the Vehicle is only
used by persons authorized to do so. The Vehicle may not be
used in countries outside Europe and not in Russia, Belarus, Ukraine, Georgia, Turkey and (if applicable) the other European countries mentioned in the Agreement. Furthermore, the Vehicle may not remain abroad for a continuous period of more than 1 month. The Vehicle may not be used outside the area in which it is insured or moved to a country outside the insured area. The Vehicle may not be used for giving driving lessons, competitions, performance or reliability runs, or for the transport of dangerous goods.

f. Lessee shall immediately notify Lender if there is any damage to,
loss or theft of the Vehicle.

g. The Lessee shall ensure that the Vehicle is insured against all types of damage.
('all-risk') and legal liability. The insurance must take effect no later than the
day that the Vehicle is delivered to Lessee and (in any event) continue until
ownership of the Vehicle passes to Lessee or (if applicable) the Vehicle
is again in the possession of Lender. At the request of Lender, Lessee provides
a copy of the policy and proof of premium payments. The Lessee shall damage to or
with the Vehicle within the limits stipulated for this in the insurance agreement
notify the insurer of the deadline in writing or by email and send a copy to
Send lender.

h. The Lessee must be able to demonstrate at any time that the
statutory obligations applicable to the Vehicle, including: – a valid registration certificate; – payment of ownership tax/motor vehicle tax. – that the Vehicle has passed an MOT inspection (if applicable). – that the Vehicle is insured against legal liability, without prejudice to the obligation referred to in paragraph g of this article to ensure comprehensive insurance. – that the Vehicle has the correct license plates.

5.3 Damage to third parties not covered by the insurance must be paid by the Lessee himself.

6. Payment / taxes / mileage
6.1 Lessee is obliged to pay the installments to Lender, even if Lessee the
cannot use the vehicle for any reason whatsoever. The Lessee is not entitled to
replacement transport.
6.2 Set-off by Lessee is not permitted. Lender is entitled to set off debts owed to Lessee (whether due or not) against claims against Lessee (whether due or not). Lender may, at its own discretion, allocate payments received from Lessee to the debts of Lessee.
6.3 With regard to the amounts that the Lender has to claim or will receive from the Lessee and regarding the payments made by the Lessee to the Lender, the Lender's records shall constitute conclusive evidence between the parties; subject to counter-evidence to be provided by the Lessee.
6.4 If on the due date of a payment owed by Lessee by
If no (full) payment has been received by the Lender, the Lessee is in default without the need for a notice of default, and the Lessee owes immediate interest of 1.5% per month on the amount that the Lessee has not paid on time. The Lender calculates this interest from the due date until the day the Lessee has paid.
6.5 If Lessee defaults in the performance of his payment obligations,
The Lender is (furthermore) entitled to charge Lessee for costs in connection therewith
effect as follows. Upon a first formal demand from the Lender to the Lessee, the Lessee owes €
€25 (excluding VAT) is due to the Lender. If payment is still not received and the Lender sends a notice of default to the Lessee (without prejudice to the default already having occurred), the Lessee shall owe €50 (excluding VAT) to the Lender. If payment by the Lessee remains outstanding even after the notice of default and the Lender dissolves the Agreement, the Lessee shall owe the Lender compensation of €100 (excluding VAT) (without prejudice to the damages owed by the Lessee in connection with the dissolution). In the event of non-payment or late payment, all other costs arising therefrom and incurred in connection therewith shall furthermore be for the account of the Lessee, including but not limited to
costs for legal assistance, extrajudicial (collection) costs, litigation costs and
legal costs.
6.6 The Lessee is not permitted to suspend any obligations in whole or in part
aprons.
6.7 To the extent applicable, amounts owed by Lessee to Lender shall be
amounts always increased by the value added tax (VAT) due thereon
at the rate applicable from time to time.
6.8 Costs (including those of the General Periodic Inspection Obligation), taxes (such as motor vehicle tax), levies, and fines relating to the Vehicle shall be borne entirely by the Lessee, and the Lessee is obliged to ensure the timely payment of all taxes, levies, and fines due in respect of the Vehicle during the Term.
6.9 The payments owed by Lessee to Lender are based (partly) on the appreciation in value of the Vehicle. The appreciation in value is determined, inter alia, by the distance driven with the Vehicle and in connection therewith is
The Lender is entitled to require additional payments from the Lessee if the maximum annual mileage is exceeded (in accordance with the Agreement). Any additional payments thus made by the Lessee shall be held by the Lender as a security deposit and collateral for the duration of the Agreement. If the Lessee has fulfilled all obligations under the Agreement, the relevant security deposit shall be offset against the Lessee or refunded by the Lender to the Lessee. Unless otherwise stipulated in the Agreement (in which case that provision shall prevail), the maximum annual mileage shall be 20,000 kilometers.
6.10 Lessee is obliged, at the request of the Lender, to provide data regarding the
to provide the mileage of the Vehicle, failing which the Lender
is authorized to determine the number of kilometers by way of estimate. Interim
determination and (if applicable) additional payment remains possible at all times; the
The calculation is then performed pro rata. The kilometers driven are by the Lender.
determined on the basis of the odometer and/or track and trace system present in the Vehicle.. Any defects in the odometer and/or track and
The tracking system will immediately report the Lessee to the Lender. The number of kilometers driven
The mileage may be estimated by the Lender in the event of a defective odometer and/or track and trace system. The Lessee is obliged to provide all requested information to arrive at an accurate determination of the number of kilometers driven. If there is any indication that the kilometers driven have not been stated correctly or that the odometer has been tampered with, the number of kilometers driven will be determined reasonably by the Lender. The mileage that
as determined by the Lender is binding on the Lessee.

7. Pledge / transfer
7.1 The Lender has the right (i) to pledge the Vehicle while maintaining the Lessee's rights under the Agreement and (ii) to transfer the (conditional) ownership of the Vehicle as well as the entire legal relationship with the Lessee and, where applicable, the Co-contractor under the Agreement to a third party by means of contract assignment.
7.2 By signing the Agreement, the Lessee and, if applicable,
Co-contractor (to the extent necessary) prior and irrevocable cooperation and
consent for such transfer. After transfer, the rights and obligations of Lessee and, if applicable, Co-contractor shall apply towards that third party (the legal successor of Lender). The conditional right of Lessee to
acquisition of ownership of the Vehicle as referred to in Article 2 of the
The Agreement remains in full force and effect and also applies against a aforementioned
third party to whom (conditional) ownership of the Vehicle is transferred.

8. Termination of the Agreement
8.1 Termination of the Agreement by Lessee is not possible. If Lessee the
If Lessee wishes to settle the Agreement earlier, the Lessee must notify the Lender of this in writing. The Lender may then provide a statement of the amount that Lessee must pay in a lump sum, including a fee of €495.00 for handling the request, and the period within which payment must be made (if no period is specified by the Lender, it shall be 7 days). Upon receipt of timely payment of the amount specified by the Lender, ownership of the Vehicle shall pass to Lessee, with the corresponding application of Article 2 of the Agreement.
8.2 The Lender is authorized to terminate the legal relationship between the Lender and the Lessee on
pursuant to the Agreement with immediate effect, without a notice of default
or any other formality is required to terminate and/or to wholly or partially
dissolve and take immediate possession of the Vehicle, if one or more of the
the following circumstances arise, in which case the Lessee is then (also) always
deemed to be (directly) in default:
a. Lessee defaults in the performance of obligations under the Agreement,
including payment of the installments on the agreed date, or on
pursuant to the law, or acts in violation of the Terms of Use for the Vehicle;
b. the insurance of the Vehicle is or is being terminated;
c. with respect to Lessee, a suspension of payments, bankruptcy or any other insolvency proceedings is applied for or declared applicable or (if Lessee is a natural person) the Lessee is placed under guardianship or the
The debt restructuring scheme for natural persons is declared applicable to him.
d. the Vehicle is seized by third parties, the Vehicle is destroyed,
disappears, falls out of the Lessee's control (by theft or otherwise), becomes 'total loss'‘
or so damaged that, in the (binding) opinion of the Lender, repair is not
makes sense anymore;
e. Lessee ceases his profession or business (wholly or partially), leaves the Netherlands and/or has
deregistered from the municipal basic administration (if a natural person
person) or the Trade Register of the Chamber of Commerce (if a
legal entity) or the business is contributed by the Lessee into a
partnership, another company or another legal entity;
f. Lessee (if a natural person) dies or (if a legal entity) becomes
dissolved or Lender has reasonable grounds to assume that the
obligations under the Agreement can no longer or will no longer be
fulfilled;
g. the Vehicle is misappropriated or alienated;
h. Lessee has to Lender, with a view to entering into the Agreement,
provides incorrect information of such a nature that the Lender the
Agreement would reasonably not, or not under the same conditions, be
entered into if the correct details had been known;
i. in the event of a significant deterioration of the financial situation and/or
creditworthiness of the Lessee which give the Lender well-founded fear that Lessee
not deteriorated to comply with all obligations under the Agreement.
8.3 Lessee is obliged to inform Lender immediately (in writing) if one or more situations as described in Article 8.2 occur.
8.4 In the event that the Lender has terminated and/or dissolved the Agreement, is
Lessee is no longer entitled to use the Vehicle and the Vehicle must be made available to the Lender immediately in accordance with Articles 9.1 and 9.2. In these circumstances, the Lender is also entitled to immobilize the Vehicle via the track-and-trace system. Until the Vehicle is back in the possession of the Lender, the obligations of the Agreement regarding the use, insurance, and the like of the Vehicle shall remain in force.
8.5 If the Lender terminates the Agreement vis-à-vis the Lessee, all that
is owed by the Lessee under the Agreement and is immediately due and payable. If
Lender exercises its right to dissolve the legal relationship
between Lender and Lessee pursuant to the Agreement, the Lender is entitled to (immediately due and payable) compensation from Lessee in the amount of (the sum of):
a. the sum of the overdue installments and any further amounts owed by the Lender to
amounts invoiced to Lessee but not yet paid and the amounts thereon
default interest due as well as the interest incurred for the benefit of the Lessee, but
expenses and/or costs not yet charged;
b. the total of the installments not yet due that Lessee would have owed if the Agreement had not been terminated;
c. all costs associated with the dissolution of the Agreement, the repossession of the Vehicle (including dismantling, transport, storage and insurance) and (re)sale of the Vehicle by the Lender;
d. any extrajudicial and judicial costs.
8.6 In the event of dissolution of the legal relationship between Lender and Lessee pursuant to the Agreement by the Lender, the latter shall not be obliged towards the Lessee to reverse any action, and the Lessee shall have no right to release or otherwise be able to acquire ownership of the Vehicle by (subsequent) payment of the installments and other amounts due; this subject to further written agreements between Lender and Lessee in this regard.
8.7 The (net) proceeds from the (resale) of the Vehicle by the Lender and
Any payments from an insurer actually received by the Lender shall be deducted from the Lender's claims against the Lessee or set off against the Lessee.
8.8 The Lender is hereby authorized by the Lessee to acquire the object in the Lender's records by means of self-billing in the event of Article 8.2.

9. Return of Vehicle
9.1 If the Agreement terminates pursuant to Section 8.2, Lessee is obliged to (i) restore the Vehicle to its original condition (normal wear and tear) at its own expense
excepted) and to remove all markings, labels and other identifications that
Lessee has applied to the Vehicle and (ii) the Vehicle clean, complete and
to return the vehicle to the Lender in functional condition at a place designated by the Lender in the Netherlands. The Lessee hereby waives (to the extent necessary) any right of retention with respect to the Vehicle.
9.2 Lessee is obliged all items that he has installed on or in the Vehicle or
added, to be removed at own expense and to bear all damage to
to restore the Vehicle as a result of such removal, before it
The vehicle is returned or taken back by the Lender.
9.3 If the Lessee does not return the Vehicle immediately after termination of the
Agreement pursuant to Article 8.2:
a. is the Lender authorized to use the premises or buildings where the Lessee carries out his profession or business
exercises the right to enter and take back the Vehicle;
b. shall indemnify the Lessee for all costs (including, but not limited to,
including legal costs) incurred by the Lender to place the Vehicle in its possession
to take;
c. Lessee owes Lender compensation for damages, for the period that
the Vehicle has not yet been returned to the Lender, which is equal to the installments
calculated from the day on which the Vehicle had to be returned until the day
on which the Vehicle was actually placed in the possession of the Lender, with a
minimum of a term; this without prejudice to the Lender's right to
compensation for other damages.
9.4 All costs to be incurred by the Lender and/or damage suffered by the Lender if the Lessee does not return the Vehicle to the Lender in its original condition and in accordance with the agreed terms (except for normal wear and tear) and/or has not used and/or maintained the Vehicle in accordance with the terms, shall be for the account of the Lessee. The Lender has the right to then restore the Vehicle to its original condition, repair it, and carry out overdue maintenance, and to charge the costs thereof to the Lessee.
9.5 Should goods be present in the vehicle during drop-off or return, we are neither responsible nor liable for them. We are in no way liable for any form of damage you may suffer as a result of the goods being present in the vehicle and not being in your possession.
9.6 You must notify us in writing within seven days of delivery or return
messages regarding which goods should be present in the vehicle, after which we will inform you
will report whether and which goods have been found in the vehicle. Our
The finding of the goods is decisive in this regard.
9.7 We are not obliged to store or take the goods into custody for longer than 14 days and are entitled to destroy these goods (or have them destroyed) thereafter. Costs
can be passed on to you for this.
9.8 We are also entitled, if the goods are of value, to
sell and subsequently deduct the proceeds from the outstanding
items. The costs thereof may be passed on to you.

10. Liability
10.1 All (legal) persons entering into the Agreement as Lessee are jointly and severally liable
liable for the performance of the obligations of the Lessee under that
Agreement and the terms and conditions applicable thereto. This means that
Lender can hold each of them liable for the entirety of the obligations on
basis of the Agreement.
10.2 Lessee indemnifies Lender against all claims from third parties relating to the Vehicle and its use, to the fullest extent of the word.
10.3 The Lender is not liable (contractually or non-contractually) for any
damage suffered by the Lessee as a result of or in connection with the Agreement, except as and
to the extent that such damage is the direct result of intent or conscious recklessness
from Lender.
10.4 Any liability of the Lender is limited to that attributable to it,
direct damage and up to an amount equal to six monthly
installments (for an Agreement of 36 months or more); in other cases, this is limited to two monthly installments as stipulated in the Agreement. The Lender's liability for indirect damage, consequential damage, lost profits, lost savings, diminished goodwill, and damage due to business interruption is hereby entirely excluded.
10.5 The Lender is not liable for damages if and insofar as the Lessee
insured against the damage in question or could reasonably have
insure.

11. Co-contractor
11.1 If multiple (legal) persons fall under the Co-contractor, the
guarantee obligations are joint and several liabilities for them.
11.2 Co-contractor shall, at the first request of the Lender, as its own debt to
Lender pays the amount specified by Lender that Lender of
has a claim against the Lessee.
11.3 To the extent permitted by law, the Co-contractor waives the
right to invoke defenses available to Lessee against Lender and of rights that may be derived from the Agreement (such as reliance on a ground for annulment, a ground for dissolution, or a right of suspension).
11.4 By signing the Agreement, the Co-contractor declares to be aware of
are with the conditions under which the Agreement was concluded and itself on the
to keep informed of the situation at Lessee. The Lender is not obliged to
to inform Co-contractor as in the event of default by Lessee or Lender
puts the Lessee in default. The Lender has the right to the terms of the
to amend the Agreement, to waive claims and securities, without the Co-contractor being able to derive any rights therefrom or consider itself released from its obligations.
11.5 Co-contractor waives the right to succeed to the rights of the Lender upon payment to the Lender and subordinates any claims against Lessee based on recourse to the claims of the Lender against the Lessee.

12. Force Majeure
12.1 In the event of force majeure, the Lender shall never be obliged to compensate the
damage incurred by Lessee as a result thereof and Lender has the right to without
judicial intervention to suspend the performance of the Agreement or to consider the Agreement dissolved in whole or in part.
12.2 In addition to what is understood in this regard in law and case law, force majeure on the part of the Lender shall also include, but not be limited to: unforeseen circumstances, including those of an economic nature, arising without fault or negligence on the part of the Lender, riots, acts of a third party, failure or delay in transport, acts of the government, government measures, force majeure affecting the Lender's suppliers, power failure, failure of the internet, data network or telecommunication facilities, technical failure, war (or threat of war), general transport problems, flooding, fire, earthquake, explosion, storm, and strikes at the Lender or its supplier.
12.3 If, in the opinion of the Lender, the force majeure situation is of a permanent nature, the parties may reach an agreement regarding the dissolution of the Agreement and the consequences associated therewith.
12.4 The Lender may also invoke force majeure if the circumstance that
prevents (further) performance, occurs after the Lender had its obligation
must comply.

13. Track-and-trace system
13.1 The Lender is entitled to install a 'track-and-trace' system in the Vehicle
install that determines the location of the Vehicle and transmits it to the Lender. The
The system serves to prevent embezzlement and/or theft. If necessary, can
Lender stops and locates the Vehicle with this system. The system remains to
property of the Lender at all times.
13.2 After the Lessee has become the legal owner of the Vehicle, the Lender will remove the system from the Vehicle. The Lender will then delete all registered data from the system.
13.3 The Lender's privacy statement states which data is used with the system.
are collected and how the Lender handles them.

14. Data protection
14.1 By entering into an Agreement with the Lender, the Lender shall
process personal data of Lessee for the purpose of the execution of the
Agreement and its administrative and management tasks. These personal data are
accessible only to the Lender and shall not be unnecessarily provided to third parties. The Lender’s privacy statement sets out how the Lender handles personal data, what measures are taken to protect against loss or unlawful processing thereof, and the Lessee’s rights in connection therewith.
14.2 To the extent that the Lender processes personal data on behalf of the Lessee,
whether as a controller within the meaning of the General Regulation
Data protection.
14.3 When the Agreement between Lender and Lessee ends, the Lender shall return to Lessee or destroy the personal data it has processed in the performance of the Agreement, to the extent that the Lender is not under a legal obligation to retain the said data.

15. Other provisions
15.1 Lessee and (if applicable) Co-contractor shall, within seven days after
to notify the Lender of the change of address in writing of his relocation.
15.2 Lessee and (if applicable) Co-contractor are obliged on first
request of Lender, to provide all information reasonably requested by Lender; including (i) information about the Vehicle, (ii) information that
enables Lender to conduct customer due diligence in accordance with the law and (iii) financial data about Lessee, Co-contractor and their activities.
15.3 The Lender is entitled to amend or supplement the General Terms and Conditions.
The lender makes such changes known at least one month before their implementation.
sufficiently known. The parties are bound by the amended General
Conditions from the day they enter into force, unless Lessee at least one week
prior to the entry into force of the amended General Terms and Conditions in writing to
Lender indicates that it does not agree to this, in which case the existing General Terms and Conditions shall continue to apply. In the event of amendments to the General Terms and Conditions that are of minor importance and do not constitute a material deterioration for Lessee, Lessee shall be bound by them from the effective date; Lessee may not refuse the applicability of those General Terms and Conditions.
15.4 The lender is affiliated with the Credit Registration Bureau (BKR) and is
entitled to report this Agreement to BKR and in accordance with the conditions
to administer and settle. This means that the Lender in certain cases
prior to concluding the Agreement, will inquire whether the Lessee already has financing and will inform the BKR if the Lessee fails to pay as agreed.
15.5 The Lender has calculated the installments (among other things) based on interest rates on
the money and capital market at the time of concluding the Agreement. If the
interest rates on the money and capital markets subsequently rise substantially, which the
case is deemed with an increase of more than 1% (100 percentage points), has
Lender has the right to adjust the installments in accordance with the increase in the
interest on the money and capital markets.
15.6 The installments include compensation for costs incurred by the Lender.
and makes in the conclusion and execution of the Agreement. The Lender has the
right to the part of the installments that must be attributed to the costs as
intended for this (cost component), to be adjusted in the event of a rise in the price level
and/or inflation. The adjustment of the cost component, and consequently of the installments, will be calculated by the Lender on the basis of the CBS consumer price index for all households, and in accordance with the increase in the year preceding the adjustment compared to the preceding year.
15.7 Adjustment of the installments as referred to above under 15.5 and 15.6 may take place at most once a year, for the first time one year after the commencement of the Term. In the event of an adjustment of the installments, the Lender shall inform the Lessee in writing of (i) the new installment amounts, (ii) the date from which the new installments apply, and (iii) the number of installments still due. From the date on which the new installments apply, the Lessee shall owe the relevant amounts to the Lender.
15.8 Do you want to switch to an electric commercial vehicle without penalty? If you enter into a Financial Lease agreement with Eurocars Bedrijfswagens, you may switch to an electric commercial vehicle—which we will also supply to you—at any time without penalty. We will trade in your commercial vehicle at that time and conclude a new agreement for 60 months. At that time, we will look at the market value of your commercial vehicle, the acceptance process, and the interest rates and surcharges applicable at that time.
15.9 The Lessee is obliged to send a copy of the registration certificate to
lender.
15.10 The financier reserves the right to the spare key of the
to keep the financed vehicle in custody for the entire duration of the
lease agreement. The spare key shall be carefully kept and used exclusively in accordance with the terms of this agreement, such as in the event of non-payment, seizure, or other situations permitted by law. Upon full repayment of the financing, the financier will transfer the spare key to the lessee.