Financial lease for start-ups
For many new entrepreneurs, a vehicle is essential. After all, you need a reliable car or van to carry out your work, transport materials and visit clients. However, it can be difficult to buy a vehicle straight away when you’ve only just started out as an entrepreneur, as your capital is often limited in the early stages. A finance lease is therefore a good solution for many new entrepreneurs.
Financial lease for new entrepreneurs
A finance lease can be the ideal solution for start-up entrepreneurs. With a finance lease, you pay a fixed monthly amount to ‘pay off’ the car, meaning you do not have to make a large one-off investment and can spread the cost over several months. This way, you know exactly where you stand each month and would not be faced with any unpleasant surprises. You also arrange maintenance, repairs and insurance yourself, allowing you to keep control of these costs.
As you immediately become the legal owner of the vehicle, it can be included on your company’s balance sheet, allowing you to benefit from various tax advantages. For example, you can claim interest and investment allowances, reduce your tax burden through tax depreciation on the vehicle, and claim a VAT refund. What’s more, you can drive the car as much as you like – because you become the owner of the car, there is no limit on the number of kilometers you can drive.
How does financial lease work for starters?
A financial lease for start-ups works in much the same way as a standard financial lease. You simply enter your personal details, company details and vehicle details, submit the application, and we will contact you within an hour on working days to discuss the options. Many banks, finance companies and leasing firms assess your application by looking at your annual figures and/or carrying out a BKR credit check. This can be a problem for start-up entrepreneurs, for example if you are not yet able to provide annual figures.
At The Mobility Financier, we have developed an accessible credit assessment specifically for start-up entrepreneurs and self-employed professionals, which means you do not need to provide annual financial statements and we do not carry out a BKR credit check when you wish to take out a financial lease. Instead, we assess your current situation and, based on that, can offer you a suitable financial lease agreement.
Why choose De Mobiliteits Financier?
- An accessible credit assessment, specially designed for start-up entrepreneurs and the self-employed
- A unique approval process that focuses on the business owner rather than the figures
- Fast and professional assessment of applications, so you know where you stand almost immediately
- Years of experience in the automotive sector and vehicle financing
- Tailored financing, allowing you to adjust the monthly repayment to suit your financial situation
The monthly payment of financial lease
When taking out a finance lease, it is important to take the monthly payment into account. This amount is determined by various factors:
- The purchase price of your chosen vehicle
- Term of the financial lease agreement
- A deposit, which allows you to reduce the amount of finance required
- Final payment, which you pay all at once at the end of the term
- Interest on the amount financed
At The Mobility Financier, you always know exactly where you stand and pay a fair and transparent price.
Leasing a commercial vehicle or car as a starter
At The Mobility Financier, we understand that as a new entrepreneur, you need a car or commercial vehicle to carry out your work. That’s why we offer a range of leasing solutions tailored to your specific situation as a new entrepreneur. With our personalised approach and years of experience in the automotive industry, we’re happy to help you find the right vehicle and the appropriate financing. Are you curious about the options available to start-up entrepreneurs? Then get in touch with us or submit an application straight away.